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Credit Information Corporation
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General Information

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Under Republic Act No. 9510, the Credit Information Corporation has the powers and functions to receive and consolidate basic credit data, to act as a central registry or central repository of credit information, and to provide access to reliable, standardized information on credit history and financial condition of borrowers.

We shall be the only and sustainable source of reliable, comprehensive, timely, and internationally accepted credit information in the country.

We faithfully implement the Credit Information System Act (CISA) of 2008.

Pursuant to this mandate, we efficiently and effectively receive, consolidate, and make available reliable and useful positive and negative credit information at least cost.

We do this through a secured centralized credit information system using innovative technologies managed by highly competent and motivated human resources.

By doing so, we strengthen decision-making and risk management in the Philippine credit ecosystem, reduce the overall cost of credit and reliance on collateral, protect consumer rights, and contribute to fair and inclusive credit access to all Filipinos.
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