Job Description

Company Description

Finmo is a next-generation Treasury Operating System that enables CFOs to see their financial operations in real time and forecast what’s coming next. It unifies payments, cash and liquidity management, FX risk management, and financial reporting into a single intelligent platform, transforming fragmented data into connected, actionable intelligence.

Finmo is backed by leading fintech investors. Our oversubscribed US$18.5M Series A was co-led by PayPal Ventures and Quona Capital, with participation from Citi Ventures, bringing total funding to US$27M.

We are also recognized by respected industry institutions, including:

CB Insights Fintech 100 (2025) — named among the 100 most promising private fintech companies
Forbes Asia “100 to Watch” (2025)
Great Place to Work (2026)

Founded in 2021, Finmo is headquartered in Singapore, with additional offices in Australia, Malaysia and India, and plans for further global expansion, we are committed to upholding core values such as curiosity, integrity, attitude and customer-centricity. We foster a culture that encourages thoughtful risk-taking and problem-solving, aiming to balance perfection with timely execution.

For more information, please visit our website at www.finmo.net

Job Description

Finmo is building the infrastructure that powers modern global treasury operations. Our platform enables businesses to manage cross-border payments, liquidity, FX, and financial workflows across multiple geographies.

We are looking for strong engineers to help build the core systems behind Finmo’s treasury and payments platform. Depending on experience and interview performance, candidates may be hired as Senior Software Engineer (SDE-3) or Tech Lead.

What You’ll Work On

Build scalable backend systems powering Finmo’s payments and treasury platform
Design APIs and services supporting global financial transactions
Develop integrations with banks and payment networks
Build systems for transaction processing, reconciliation, and financial workflows
Debug complex production issues and improve system reliability
Contribute to system architecture and engineering best practices
Mentor engineers and raise the technical bar through code reviews and design discussions
Lead or manage engineering efforts for specific projects and features
Engineers at Finmo own systems end-to-end, from development to production.

Engineering Environment

At Finmo, we are technology and language agnostic and focus on hiring strong engineers who can solve complex problems rather than limiting ourselves to specific frameworks. Our current stack primarily includes AWS for infrastructure, JavaScript and TypeScript across backend and frontend services, ReactJS for product interfaces, and Python for automation, data processing, and AI-related workflows. Engineers are encouraged to adopt technologies that improve reliability, performance, and developer productivity.

AI and Automation

Finmo is actively developing MO AI, our AI-driven intelligence layer focused on automating treasury insights and financial workflows. Engineers contribute to applying AI across areas such as treasury analytics, payment routing optimization, reconciliation automation, and workflow automation to improve how businesses manage their global treasury operations.

Qualifications

What We Look For

Strong backend or distributed systems experience
Solid understanding of scalable system design
Experience building reliable production systems
Strong debugging and problem-solving ability
Ownership mindset and ability to drive technical solutions
Experience in payments, fintech, or financial infrastructure is a plus.

Additional Information

Why Join Finmo

Competitive compensation with meaningful equity
Work with global teams across Singapore, India, and Australia
International travel opportunities across Finmo offices
Work on complex engineering challenges across payments, treasury, and AI-driven financial infrastructure