General Information

Founded by Yezdi Lashkari, an experienced operating executive and successful serial entrepreneur, Flexmoney’s vision is to Simplify and Democratize Consumer Credit.  InstaCred™, Flexmoney’s world-class digital credit infrastructure enables trusted Banks and NBFCs to easily offer Branded, Instant, “Cardless” Point of Sale Credit across Flexmoney’s partner network of merchants. InstaCred™ is India’s FIRST Full-Lifecycle Digital Credit Network Platform for Lenders and Merchants to offer frictionless, secure purchase finance to their customers. 

Flexmoney’s mission is to address the enormous digital credit market opportunity created by the disruption from e-commerce, EMI and BNPL checkout finance, and the consumer shift to mobile-first payments and banking that has created an ecosystem-wide market gap for a mass-market digital purchase credit product. With over 25-Million pre-approved ‘cardless’ EMI credit lines from 6 trusted Banks and NBFCs already LIVE on its network platform, and several more in the pipeline, Flexmoney is extremely well placed to provide the most scalable, secure and frictionless EMI and BNPL credit infrastructure to the Indian ecosystem of merchants and lenders.

Flexmoney aims to scale its credit network footprint to many more lenders and merchants, as well as launch multiple additional products and consolidate its position as the leading digital credit and BNPL infrastructure in India.

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